Accept Credit Cards helps you do just that... accept credit cards from your customers.

In an industry marked by companies charging exorbitant prices for equipment and hitting customers with "hidden charges", there are no surprises with ACC... the prices we charge are among the lowest in the industry.

ACC offers you a wide array of services ranging from MasterCard/Visa processing to Debit Card Service and even a credit line for your business. We feature 'round the clock technical support and are backed by one of the nation's largest bankcard processors.

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Merchant account setup and credit card processing is easy and economical with Accept Credit Card services at Electronic Merchant Systems, Inc. A credit card processing merchant account put simply, allows a business to accept credit cards as payment from their customers right at the point of sale using an electronic credit card processing system. The credit card transaction is completed quickly, safely, and at a low cost to you. The convenience of being able to accept a credit card electronically using a credit card processing merchant account from Accept Credit Card services will save time and eliminate worry about collecting payment. Credit card processing is easy using a discount merchant account provided by Accept Credit Cards at Electronic Merchant Systems, Inc. For nearly 20 years Accept Credit Cards at Electronic Merchant Systems, Inc. has provided credit card processing merchant accounts to businesses nationwide. You can setup a credit card processing merchant account to accept credit cards by filling out our application online or over the phone with one of our representatives by calling: 1(800)476-5020. Using a merchant account to process payment by accepting credit cards is like giving your customers instant financing for large purchases. For instance, a customer paying by cash or check can only afford what they have in the bank, but is able to use the full amount of their credit limit. Even if that amount exceeds their current funds they can make a monthly payment to their credit card company. When you accept credit cards using a credit card processing merchant account from Accept Credit Card services at Electronic Merchant Systems, Inc. the funds are electronically transferred to your business checking account. Using a regular single analog phone line, the electronic credit card processing terminal dials a toll free number to reach our credit card processing network. The credit card processing network in turn calls the issuing bank for that credit card to verify the availability of the funds requested. If the credit card has the amount requested available, the issuing bank for that credit card responds with an authorization number and the electronic terminal prints the credit card receipt. The electronic credit card processing terminal prints two copies of the receipt, one for the merchant, and one for the customer with the credit card account number truncated down to the last four digits for added security. All of the credit card charges run in a day are called a batch, and this batch of credit cards is transmitted to our bankcard processing center. Our credit card processing agent bank then collects the approved funds from the issuing banks of the credit cards in the batch and deposits those credit card funds directly into your business checking account. Paying for your credit card processing service is also easy and automated. Accept Credit Cards at Electronic Merchant Systems, Inc. does not deduct your processing fees from each batch settlement like some other companies. Instead of making a deposit to your business checking account minus your credit card processing fees, Accept Credit Cards deposits the full amount of each days Visa and MasterCard credit card processing volume into your account. Only after that particular monthÕs activity is complete does Accept Credit Cards asses and deduct your fees for credit card processing for the previous month in one withdrawal. This makes for neater, more streamlined bookkeeping of your credit card processing activity. To further assist you with your merchant account record keeping, Accept Credit Cards mails you a credit card processing merchant billing statement detailing exactly what was deposited for the preceding month. The credit card processing merchant billing statement also shows the exact amount that was deducted from your business checking account for that month, including a detailed breakdown of card type, processing rate, and number of transactions.

In addition to an easy setup Accept Credit Card services at Electronic Merchant Systems, Inc. has an unequaled reputation for customer service excellence in the credit card processing industry. Forget about credit card processing services that donÕt return your calls when you need help with your Visa and MasterCard account. The philosophy for Accept Credit Card services at Electronic Merchant Systems, Inc. is: if there is a problem with your account and you canÕt accept credit cards as payment, we canÕt get paid either. The problem free operation of your credit card processing merchant account and ability to accept credit cards is our top priority Electronic Check Processing Electronic Gift Cards.